> For the complete documentation index, see [llms.txt](https://documentation.rcore.cz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://documentation.rcore.cz/paid-resources/rcore_dealership/features/repossession.md).

# Repossession

When a financed customer misses too many payments, their vehicle becomes repossessable. Repossessions can be run by dealership employees or offered to the public. Tune everything in the [Repossession config](/paid-resources/rcore_dealership/configuration/repo.md).

## 👔 Employee Repo Missions

Employees with the `REPO_MISSION` permission start a repo from the business tablet.

* **Towable vehicles** - collect the tow truck from the truck spawn, drive to the vehicle, hook it, and tow it back to the stock delivery point.
* **Non-towable vehicles** (motorcycles and cycles) - a company vehicle spawns; drive the target vehicle back directly.

The dealership is compensated when the vehicle is recovered.

## 🌍 Public Repo

When a vehicle defaults, a public repo can be created that any player can claim:

* The vehicle spawns at a map location with a repossession blip.
* Any player drives it into the dealership area to complete the mission and earn a reward (7,500 by default).
* Abandoning the vehicle gives a short grace period before the mission fails.
* Unclaimed public repos are automatically repossessed after the time limit (30 minutes by default), and the owner is notified.

Set `PublicReward` to `0` to disable public repos.

{% hint style="warning" %}
Destroying the vehicle or disconnecting fails the mission.
{% endhint %}